Let us say you are planning to have an early morning or evening run around the city park. Thinking of safety, you ask yourself: should you bring some cash in case you need something? Or should you bring along a credit card?

It depends on your community’s safety level and situation, but many joggers opt to bring a credit card rather than cash when they do their daily runs. That is because a credit card is more convenient to carry around. Most stores honour it as if it is cash. Even if your card is stolen, a thief would find it useless unless he has some way of tapping into your identification.

Cash, on the other hand, is generally easy to steal. If you are counting cash in public, a robber can just snatch it at the blink of an eye! He can use it right away, which is adding insult to injury on your part.